KINDLY READ THESE TERMS AND CONDITIONS FULLY BEFORE USING THIS PLATFORM
Other important terms and conditions
Information about us
YOU CAPITAL is a site and app operated by You Capital Ltd ("we” or “us"). We are a company registered in England and Wales (company number 07730975) and our registered address is 4 York House, Langston Road, Loughton, Essex, England, IG10 3TQ. VAT number is 198 2962 49.
YOU CAPITAL is an originator of investment opportunities and not a crowdfunding originator. We do not provide advice or recommendations in respect of any investment opportunities and all investment decisions are made at your own risk. We are not subject to schemes which seek to redress failings in financial services including, without limitation, the Financial Ombudsman or the Financial Services Compensation Scheme. Investing in early stage businesses or any size of business involves risks, including illiquidity, lack of dividends, loss of capital and dilution. The risks vary for different types of investment and you should carefully read the explanation of the risks before proceeding with any transaction or communication.
If you launch a project that needs investment on our YOU CAPITAL platforms you will not be charged. However this may change in the future if you launch more than one project. Investors can search for projects to potentially invest in and will not be charged. If you use our platforms to make an investment in a project, you are 100% responsible for any losses or gains you incur.
Accessing our platforms
In what territories can you use our Platforms?
Our Platforms are intended for UK residents only. We do not represent that content available on or through our platforms is appropriate, available or otherwise approved for distribution in other locations. We may limit the availability of our Platforms or any service or product described on our platforms to any person or geographic area at any time. If you choose to access our platforms from outside the United Kingdom, you do so at your own risk.
Changes to our Platforms
We may update our platforms from time to time, and may change the content at any time. However, please note that any of the content on our Platforms may be out of date at any given time, and we are under no obligation to update it. We do not guarantee that our Platforms, or any content on it, will be free from errors or omissions.
Your account and password
Intellectual property rights
You must not:
use a program or application to scrape, copy or index the content from our Platforms.
No reliance on information
The content on our Platforms is provided for general information only. It is not intended as advice and you should place no reliance on it. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on our Platforms. Although we make reasonable efforts to update the information on our platforms, we make no representations, warranties or guarantees, whether express or implied, that the content on our platforms is accurate, complete or up-to-date.
Third party links and resources in our platforms
Our Platforms may contain links to other sites and resources provided by third parties. We have no control over the contents of those sites or resources and they will be governed by separate terms and conditions. We do not accept responsibility or liability for the content of any third party website, including (without limitation) whether or not any financial promotion is clear, accurate and not misleading. You should ensure that you understand the regulatory notices, terms and conditions and privacy policies of any third party website which you might be agreeing to.
Limitation of our liability
were not foreseeable to you and us; or
that were not caused by any breach on our part; or
relate to loss of capital or investment opportunity or return;
relate to business losses; or
arising under or in connection with:
use of, or inability to use, our Platforms; or
use of or reliance on any content displayed on our Platforms.
In addition, we have no liability to you for any loss of profit or business interruption. We will not be liable for any loss or damage caused by a virus, distributed denial-of-service attack, or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our Platforms or to your downloading of any content on it, or on any website linked to it. We assume no responsibility for the content of websites linked on our platforms. Such links should not be interpreted as endorsement by us of those linked websites. We will not be liable for any loss or damage that may arise from your use of them.
We do not guarantee that our platforms will be secure or free from bugs or viruses. You are responsible for configuring your information technology, computer programs and platform in order to access our platforms. You should use your own virus protection software. You must not misuse our Platforms by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to our platforms, the server on which our platforms is stored or any server, computer or database connected to our platforms. You must not attack our platforms via a denial-of-service attack or a distributed denial-of service attack. By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our platforms will cease immediately.
Linking to our platforms
You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it. You must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists. You must not establish a link to our platforms in any website that is not owned by you. Our platforms must not be framed on any other site, nor may you create a link to any part of our platforms other than the home page. We reserve the right to withdraw linking permission without notice. If you wish to make any use of content on our platforms other than that set out above, please contact firstname.lastname@example.org.
If we provide you with, or sell to you, any digital content on our platforms you may have certain rights under the Consumer Rights Act 2015, including a right to cancel an order. You will not be able to cancel an order for digital content once a download has commenced. We will acknowledge orders by email but in certain circumstances we do not have to accept an order. All digital content will only be provided in English. If we are unable to resolve any dispute with you, you may use the online dispute resolution (ODR) platform available on the Your Europe portal. The ODR platform only relates to additional services we may agree to supply and is not applicable to your use of our platforms generally.
YOU CAPITAL is a UK registered trade mark of You Capital Ltd.
Risk Warning: Investing in or lending to early stage businesses involves a high level of risk, including illiquidity (inability to sell assets quickly or without substantial loss in value), lack of dividends, loss of capital and dilution risks and it should be done only as part of a diversified portfolio. Your capital is at risk.